Massachusetts · HedgeStone Business Advisors
SBA Loans for Pest Control Business Buyers in Massachusetts
SBA 7(a) loans are the most common financing mechanism for pest control business acquisitions under $5M in Massachusetts. Buyers can finance up to 90% of the purchase price, putting as little as 10% down.
SBA Loans for Pest Control Business Buyers in Massachusetts
- ✓SBA 7(a) loans cover up to 90% of the purchase price.
- ✓Buyer minimum down payment: typically 10–15%.
- ✓Loan term: typically 10 years.
- ✓Interest rate: prime + 2.25%–2.75% (variable).
- ✓Seller note often required: SBA may require 10–20% seller financing on the standby basis.
- ✓Due diligence and closing: 45–90 days from LOI.
- ✓Business must have 2–3 years of clean financials and positive cash flow to qualify.
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